The Credit Solution
210 473 0047

Welcome to The Credit Solution, we follow all guidelines of the Fair Credit Reporting act that are regulated by the Federal Trade Commission.

It is very difficult when you have been denied credit time and time again, or get stuck with outrageous interest rates. We never plan to have “bad credit”, but then again we never plan to lose a job, get divorced, file for bankruptcy, or co-sign for a friend or relative that let go of their payments, but it happens. Sometimes our credit is ruined because of creditor’s mistakes. They insert other people’s information on to your personal credit history making you a victim of fraud.

Credit is a factor in today’s everyday living. Your lives can be drastically affected by your personal credit history. Many times the credit bureaus do not verify that the information being reported is complete and accurate. Just think you can be turned down for a job because of information that is outdated, false or even incorrectly reporting onto your credit. Your vehicle insurance premiums will even sky rocket. Your credit unfortunately determines whether you will be able to receive any kind of loan.

Approximately, 70% of the information reporting on to your credit report is erroneous, inaccurate or even obsolete. Most people do not have a clue on how to read their credit reports. You might look at your credit report and assume that all the information is correct and belongs to you, but what you don’t know is that the credit bureaus must follow a very strict guideline and report updated, valid information. That means that, the information must be reported in a timely manner. The balance and history of the account must be true to date and they cannot report any duplicated information.

I must tell you that you can repair your own credit. However, most people do not have the time, or knowledge to do it on their own.

Fortunately, there is a solution to your credit issues. It is not required for a creditor to report negative information on to your credit report. You can legally have information such as late history, collection accounts, repossessions, foreclosures, charge-offs, and Bankruptcy removed from your credit history.

If you are interested in getting back on the right track, please give us a call so that we can schedule an appointment and assist you into getting your life back on the right track.


Lisa Dominguez

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